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I can help. I’ll guide you through the confusing path of Medicare, so you get the benefits you deserve.
Contact me today to help you with your health insurance needs.
Meet Richard Mora
Richard (Ric) Mora
Independent Insurance Professional
In private practice since 1998, providing Life, Annuity, and Long Term Care solutions, as well as Health, Medicare, Supplemental coverage options, Legal and Identity Theft Protection plans for Individuals and Families. I also have been working with business owners and self-employed professionals to provide a wide range of worksite benefits and retirement solutions in a pretax setting. I am available to act as your resource for all of your financial services needs.
In Addition To Our Portfolio Of Financial Services, We Are A Full Service Medicare Practice
Medicare Advantage
A Medicare Advantage Plan, also known as Part C or MA Plan, is a health plan that provides Medicare coverage for Part A, Part B, and usually Part D.
It's offered by private companies that are approved by Medicare. These plans may include additional benefits such as dental, vision, hearing, and over the counter credit.
Medicare Supplement
A Medicare Supplement plan, also known as Medigap, is a health insurance policy that helps cover some of the costs that Original Medicare doesn't.
These plans are categorized by letters and insurance companies that sell supplement plans will have the same benefits.
Prescription Drug Plans
Prescription drug plans, also knows as Part D, are separate insurance plans that cover the cost of prescription drugs. Some Part D plans are included with Medicare Advantage plans. If you have original Medicare or a supplement plan, you will need to have a separate Part D plan
Frequently Asked Questions
Do You Charge Anything For Your Service?
Nope! In fact, my services do not affect the cost of your insurance. I get paid directly from the insurance company for helping clients enroll and manage their insurance plans
I Already Have An Agent, How Can You Help?
I am contracted with multiple carriers and can help make sure you are in the best plan possible. I check in with you during the year to ensure everything is going well and assisting in anyway I can. If you would like to compare plans and make sure that you have seen all available options please reach out.
I Am On Medicaid, Can You Help Me?
Medicaid can be used alongside Medicare plans to provide additional benefits you may not be getting. Things like dental, vision, transportation, or even grocery allowance. Please contact me to see if you are eligible for these plans
I Have Limited Income, How Can I Get Assistance?
There are many insurance programs ranging from state-based Medicaid programs to federal LIS programs that can help with many of your insurance expenses. If you are struggling to pay for your healthcare needs, please reach out and see if there is anything I can do to help you .
Contact
Need more assistance?
Please contact Richard (Ric) Mora
CA Insurance License # 0B89517
[email protected]
(760) 678-8950
